Risk Director (Fintech P2P)

• Develop and Implement Credit Risk Strategy
• Establish Robust Policies and Procedures and to ensure compliance with regulatory requirements, especially in MSME lending.
• Develop and deploy risk assessment models and tools to evaluate customer creditworthiness and assess lending risks.
• Conduct & Perform Credit Portfolio Reviews by analyze-ing credit analyses conducted, and provide feedback for improvement.
• Periodic Monitoring and Review of Credit Risk Metrics
• Responsible in managing Credit Underwriting and Collections:
• Perform Regular Risk Assessments, stress tests to evaluate the impact of market conditions, economic factors, and regulatory changes on the credit portfolio.

• Bachelor's degree or higher in Accounting, Finance or a related field.
• Minimum of 15+ years of relevant experience in credit risk management in SME or consumer banking/finance, with exposure to MSME or Productive or Secured Lending.
• Strong Understanding of credit operations management, including underwriting and collections.
• Excellent Leadership Skills and ability to communicate with different management levels.
• Experience in fintech and/or digitalization projects within financial institutions is advantageous.
• Excellent communication skills in both Bahasa and English is a MUST.

• Competitive Remuneration
• Dynamic and Fast-pace environment

Michael Page