Compliance Officer

Jakarta
Permanen
kerja tetap

1 hari lalu

About us:Luno is the crypto investment app you can rely on, enabling you to buy, store and explore crypto securely. We're committed to upgrading the world to a better financial system.Since 2013, we've helped millions of people around the world invest safely in crypto. We do this by cutting through the hype and supporting customers at every step of the way. All products and cryptocurrencies on our platform must first meet stringent legal, risk and technical security standards.Transparency is key for us. Luno stores all crypto on a one-to-one basis and we have rigorous processes in place so you can be confident your investment is secure. We're available in more than 40 countries around the world and we work closely with respective regulators in all of these markets to be fully compliant, as we believe this is the best way to help everyone, everywhere, invest safely.About the team:Luno is a market-leading crypto exchange on a mission to upgrade the world to a better financial system, and we are building a market-leading Compliance function to support these goals. With regional teams in place across APAC, Africa and Europe, including the UK, we are now looking to strengthen these capabilities with a Country Compliance Officer for Indonesia.We are growing fast, and this is a superb opportunity to make your mark in a truly outstanding organisation.The role in a nutshell:We are looking for a driven, proactive, and ambitious Compliance Officer for Luno Indonesia, who thrives in a fast-paced environment and is capable of supporting the increasing needs of our Indonesian business.Reporting to the Global Head of Compliance & Anti-Financial Crime, you will be an integral member of the Compliance Advisory team and will work with all areas of the Indonesian business to ensure Luno Indonesia maintains a robust and responsible compliance program.The successful candidate must be passionate about compliance, be hands-on, and be motivated to enhance the strong compliance culture across the organisation.Your mission will be:

Acting as the in-country Compliance Officer for Indonesia, responsible for all compliance-related aspects of Luno Indonesia.
Spearheading the implementation of the compliance programme to meet the obligations imposed by:

PPATK - for AML/CFT reporting and compliance.
Bank Indonesia (BI) - for FX and cross-border flows.
OJK - for licensing and financial consumer protection obligations.
Leading implementation of compliance tasks, including horizon scanning, gap analysis, policy drafting, compliance and AML/CFT risk assessments, compliance training materials, and related initiatives.
Preparing and submitting regulatory reports to OJK, PPTAK and other regulators as required), including Suspicious Transaction Reports (STRs) and Cash Transaction Reports (CTRs).
Acting as the point of contact with regulators and law enforcement on compliance matters.
Supporting the design and implementation of Travel Rule compliance in line with FATF Recommendations and local requirements.
Reporting directly to the Global Head of Compliance & Anti-Financial Crime, while collaborating closely with Luno's global teams to deliver compliant products and services.
Working closely with the Anti-Financial Crime, Legal, and Onboarding teams to provide on-the-ground compliance support.

In your first six months, you will:

Immerse yourself in Luno, ensuring you have a deep understanding of our business, products, and customers.
Build strong relationships across the Luno team, and with Indonesian regulators and external stakeholders.
Become a trusted expert in all aspects of Luno's Compliance programme, driving continuous improvement in Indonesia.

A little about you:

A Bachelor's degree in law, business, public administration, or a related field.
At least 3-5 years of compliance / AML/CFT experience in the financial services or fintech industry in Indonesia, ideally in a regulated crypto asset business, bank, or payments company.
Strong knowledge of Indonesian compliance obligations, including:

Law No. 8 of 2010 (AML/CTF Law) and PPATK reporting rules.
OJK regulations for Virtual Asset Service Providers (VASPs) and consumer protection obligations.
Bank Indonesia requirements for cross-border transactions.
Experience filing STRs and CTRs to PPATK.
Professional compliance, AML/CFT, or risk-related certifications (e.g. ICA, ACAMS) are highly desirable.
Previous experience interacting with Bappebti, OJK, PPATK, or Bank Indonesia regulators and banking partners.
A pragmatic and responsible approach to balancing regulatory obligations with business enablement.
Ability to collaborate across geographies and functional areas.
Exceptional communication skills in Bahasa Indonesia and English, both written and verbal.
Strong sense of ownership, integrity, and commitment to delivering excellence.
Experience in the cryptocurrency industry (desirable, but not essential).

Life at Luno:

Forward-thinking and ambitious team that values diversity, hard work, and the continuous quest for excellence.
Remote but reachable work policy gives you the freedom to choose between working from home or the office.
Excellent private medical insurance and wellness support.
Free training courses.
Generous maternity / paternity leave (and paw-ternity for your furry friend).
Annual Inspiration Day.
A collaborative, friendly work community, with regular social events and virtual classes hosted by our Lunauts.
Free lunch and snacks.
0 fees with Luno from the day you start.*

Offer only available on Luno Instant Buy, not Luno ExchangeWe are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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